A gift to your family, sparing them hard decisions at an emotional time.
It is not always possible to pay respects in person, so we hope that this small token will help.
Offer a gift of comfort and beauty to a family suffering from loss.
Accounts & Deposit Boxes
Because banks are subject to both provincial and federal regulations, procedures can vary greatly from bank to bank and province to province. Some provinces have been known to automatically freeze joint bank accounts when one of the joint owners dies. To avoid problems, contact your bank directly, to determine the amount of money accessible and learn the procedures for releasing these funds, and to establish a new account for funds received after the death. At least one joint chequing or savings account should be left open for at least six months. This will allow you to deposit any cheques that you are entitled to but are in the deceased's name.
If the safety deposit box is in the sole ownership of the deceased, banks will require a documentation to gain access to the contents. On co-owned safety deposit boxes, the rules vary from province to province. Call your lawyer or bank for their requirements.